Life & Disability Insurance
Short-Term Disability - Provided at no cost to you
Furmano's Short-Term Disability plan offers hourly full-time employees financial protection when they are unable to work due to a non-work-related illness, injury, or disability. Employees receive 70% of their weekly wages, up to a maximum of $1,000 per week. Benefits start on the eighth day of your illness or first day of your injury. Benefits continue for a maximum of 26 weeks. Click here to learn more.
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Life Insurance - Provided at no cost to you
Furmano's provides you with a Basic Life Insurance benefit. In addition, you are provided with an equal amount of Basic Accidental Death & Dismemberment Insurance. These benefits are insured through Equitable and are 100% company-paid. Click here to learen more.
Supplemental Life Insurance - This is an optional benefit you may purchase
Supplemental Life Insurance offers additional life coverage beyond basic employer-provided plans, providing financial protection for your loved ones in the event of your passing. This coverage is available for employees, spouses, and dependent children, with flexible benefit amounts up to a maximum coverage limit. Click here to learn more.
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Long-Term Disability - This is an optional benefit you may purchase
Long-Term Disability Insurance provides financial support by replacing a portion of your income if you are unable to work due to a qualifying disability. This coverage offers a monthly benefit of 60% of pre-disability earnings, up to a maximum of $3,500, with benefits beginning after a 180-day elimination period. The plan is designed to help maintain financial stability during extended periods of illness or injury, with additional support such as survivor income and family care benefits. Click here to learn more.
​Accident Insurance - This is an optional benefit you may purchase
Accident insurance provides cash benefits to help cover unexpected expenses related to injuries from a covered accident. This insurance may help pay for a variety of costs that might not be fully covered by medical insurance, such as deductibles, copays, or out-of-network services. It covers injuries from accidents, including fractures, dislocations, and burns. Coverage can be extended to spouses and children, offering financial support when an accident occurs. Click here to learn more.
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Critical Illness Insurance - This is an optional benefit you may purchase
Critical Illness Insurance provides a lump sum cash benefit if you are diagnosed with a covered serious illness, such as heart attack, stroke, or cancer. This benefit helps cover out-of-pocket expenses not typically addressed by health insurance, including deductibles, co-pays, and other costs like rent, groceries, and utilities. Coverage can be extended to spouses and children, providing essential financial support during challenging times. Click here to learn more.
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