Health Saving Account (HSA)

A Health Savings Account (HSA) combines high deductible health insurance with a tax-favored savings account. Money in the savings account can help pay the deductible. And money left in the savings account earns interest and is yours to keep.

For 2025, you can contribute up to $4,300 if you enroll as an individual in the medical plan, or up to $8,550 if you enroll as a family.

You may elect to change your contribution amount at any time throughout the year!

The HSA is only available with medical plan option 3.

HSAs are a great way to save money and efficiently pay for medical expenses because they are tax-advantaged savings accounts that accompany high deductible health plans, or HDHPs.

HSA money can be used tax-free when paying for qualified medical expenses. At the end of the year, you keep any unspent money in your HSA. This rolled over money can grow tax-free. Your HSA and the money in it belongs to you—not your employer or insurance company.

Health Saving Account (HSA)

How does the Health Savings Account (HSA) work?

What are some HSA eligible expenses?

How do I change my HSA contribution?

Who is eligible to open an HSA?